The Persons API provides endpoints for managing IVMS101-compliant identity
records. It enables users to create, query, and delete person records to support
Travel Rule compliance, risk assessments, and transactional due diligence.
Key Features
- Natural and Legal Persons: Support for both individual (natural) and
entity (legal) identity records. - IVMS101 Schema: Adheres to the IVMS101 standard for consistent global
interoperability. - Linked Metadata: Manage related identity data including names, national
identifiers, account numbers, and addresses. - **Composable Profiles: Create rich, structured identity records for use in
screening, compliance, and transfer validation workflows.
Use Cases
- Travel Rule Compliance: Collect and store originator/beneficiary data for
transfers over applicable thresholds. - Risk Screening: Attach identity metadata to transactions to support
ML/heuristic-based fraud and risk scoring. - Inter-VASP Transfers: Exchange IVMS101 identity records between VASPs to
ensure compliance and interoperability. - Counterparty Auditing: Maintain historical identity records of
counterparties for audit and regulatory review.